What is a CHAPS payment?
CHAPS explained for businesses: what a CHAPS payment is, how it works, what it costs, cut-off times, and how it compares to Faster Payments and BACS.
Updated Read the guide →What is a Faster Payment?
Faster Payments explained: what they are, how long they take, the value limits, what they cost, and how they compare to CHAPS and BACS for UK businesses.
Updated Read the guide →What are SEPA payments?
SEPA payments explained: what SEPA is, SEPA Credit Transfer vs SEPA Instant, timings, limits, costs, and how euro payments work for UK and EU businesses.
Updated Read the guide →What is a SWIFT payment?
SWIFT payments explained: what SWIFT is, how international transfers work, why they're slow and costly, what SWIFT gpi changed, and the modern alternatives.
Updated Read the guide →What is a stablecoin?
Stablecoins explained: what they are, how they stay pegged, the main types (USDC, USDT, EURC), the risks, and how businesses use them for payments.
Updated Read the guide →USDC vs USDT: what's the difference?
USDC vs USDT compared: issuer, reserves and transparency, regulation, liquidity, supported chains, and which dollar stablecoin makes more sense for business
Updated Read the guide →What is embedded finance?
Embedded finance explained: what it means, how it works through banking-as-a-service APIs, real examples, why platforms adopt it, and how to embed
Updated Read the guide →Crypto OTC desks, explained for institutions
How crypto OTC desks work for institutions: block trades, RFQ execution, liquidity, T+0 settlement, stablecoin legs and why funds and treasuries trade OTC
Updated Read the guide →Best stablecoin payment and settlement providers
A buyer's guide to the best stablecoin payment and settlement providers for businesses: compare licensing, currencies, settlement speed and pricing.
Updated Read the guide →Cross-border payments for Employer-of-Record platforms
How Employer-of-Record payments work, and the cross-border payment rail behind them. Pay global teams in local currency across 30+ corridors.
Updated Read the guide →Global payroll payments, settled across borders
Pay salaries across borders in local currency. The cross-border payout rail behind global payroll — multi-currency accounts, wholesale FX, 30+ corridors.
Updated Read the guide →Pay international contractors, in their currency
Pay international contractors and freelancers in local currency across 30+ corridors. Multi-currency accounts, wholesale FX and batch payouts in one rail.
Updated Read the guide →BVNK Alternative: KwiikPay vs BVNK for Stablecoin Payments & Virtual IBANs
BVNK alternative: compare KwiikPay vs BVNK on stablecoin settlement, virtual IBANs, FX, OTC and 30+ corridors — registered, not licensed.
Updated Read the guide →Best crypto business accounts
How to compare crypto business accounts on what actually decides the outcome — your authorisation and where you are incorporated. Honest criteria, real limits.
Updated Read the guide →Stablecoin settlement for business: how cross-border B2B payments work in USDC, USDT & EURC
How B2B stablecoin settlement works: settle cross-border payments in USDC, USDT and EURC — speed, cost vs SWIFT, and the regulated rails behind it.
Updated Read the guide →USD business account: how to open and hold US dollars for your business
How to open a USD business account and hold US dollars worldwide — multi-currency IBANs, USD-stablecoin settlement, FX and eligibility, compared honestly.
Updated Read the guide →Fireblocks Alternative: KwiikPay vs Fireblocks for Settlement, Virtual IBANs & Payouts
Fireblocks alternative: compare KwiikPay vs Fireblocks on stablecoin settlement, IBANs, FX, OTC and 30+ corridors — registered, not licensed.
Updated Read the guide →Zero Hash Alternative: KwiikPay vs Zero Hash for Stablecoin Settlement, Payouts & Virtual IBANs
Zero Hash alternative: compare KwiikPay vs Zero Hash on stablecoin settlement, IBANs, FX, OTC and 30+ corridors — registered, not licensed.
Updated Read the guide →OpenPayd Alternative: KwiikPay vs OpenPayd for Accounts, FX, OTC & Stablecoin Settlement
OpenPayd alternative: compare KwiikPay vs OpenPayd on multi-currency accounts, IBANs, FX, OTC and native stablecoin settlement across 30+ corridors.
Updated Read the guide →Wise Business Alternative: KwiikPay vs Wise Business for Accounts, FX, Payouts & Stablecoin Settlement
Wise Business alternative: compare KwiikPay vs Wise Business on stablecoin settlement, multi-currency virtual IBANs, wholesale FX, OTC and 30+ payout corridors.
Updated Read the guide →Airwallex Alternative: KwiikPay vs Airwallex for Accounts, FX, Payouts & Stablecoin Settlement
Airwallex alternative: compare KwiikPay vs Airwallex on multi-currency IBANs, FX, OTC and stablecoin settlement — registered, not licensed.
Updated Read the guide →Circle Alternative: KwiikPay vs Circle for Stablecoin Settlement, Accounts, FX & Payouts
Circle alternative: KwiikPay vs Circle. Circle issues USDC/EURC and runs its network; KwiikPay adds IBANs, FX, OTC and 30+ payout corridors.
Updated Read the guide →Conduit Alternative: KwiikPay vs Conduit for Stablecoin Cross-Border Payments
Conduit alternative: compare KwiikPay vs Conduit on stablecoin settlement, virtual IBANs, FX, OTC and 30+ corridors — registered, not licensed.
Updated Read the guide →What is KYB (Know Your Business)?
KYB verifies a company's identity, ownership and legitimacy before onboarding. The four checks, the 25% UBO threshold, and why registry data is not enough.
Updated Read the guide →AML compliance for payment businesses
What AML compliance actually requires of a payments or crypto business — the six controls, the law behind each, and where programmes fail in practice.
Updated Read the guide →The Travel Rule for crypto explained
FATF Recommendation 16 applied to crypto: what data must travel, how thresholds differ by jurisdiction, the sunrise and unhosted-wallet problems.
Updated Read the guide →What is Enhanced Due Diligence (EDD)?
EDD is the deeper level of checks for higher-risk customers: when it is mandatory, what source of funds really means, and why de-risking is not the safe option.
Updated Read the guide →What is a VASP licence?
VASP is still FATF's term worldwide — but not in the EU, where it became CASP on 1 July 2026. What the licence covers, which regimes use it, and what it is not.
Updated Read the guide →Crypto compliance for businesses
Everything a business handling crypto must cover — authorisation, AML, the Travel Rule, safeguarding — and the honest build-versus-settle decision behind it.
Updated Read the guide →MiCA CASP accounts: fiat rails and settlement for authorised CASPs
MiCA authorises your crypto service — it does not give you fiat rails. What an authorised CASP actually needs, what we provide, and exactly who we can onboard.
Updated Read the guide →FINTRAC MSB registration, and how to verify one
What a FINTRAC money services business registration covers, the six programme elements it requires, and why there is no certificate to ask for.
Updated Read the guide →RPAA registration and the Bank of Canada
What Bank of Canada RPAA registration means, how it differs from a FINTRAC MSB registration, and why a payments counterparty usually needs both.
Updated Read the guide →End-user funds under the RPAA
What the RPAA requires of a PSP holding end-user funds, why it is not deposit insurance, and the questions to ask before you hold a balance.
Updated Read the guide →What is USDC?
USDC is a fully-reserved US-dollar stablecoin — 1 token always redeemable for 1 dollar. How it's backed, which networks it runs on, and why businesses use it.
Updated Read the guide →What is USDT (Tether)?
USDT (Tether) is the most widely-traded US-dollar stablecoin. How it's backed, the networks it runs on, its deep liquidity, and how it compares to USDC.
Updated Read the guide →What is EURC?
EURC is a fully-reserved euro stablecoin — 1 token redeemable for 1 euro. How it's backed, what it's for, and how euro businesses use it on-chain.
Updated Read the guide →Are stablecoins safe?
Are stablecoins safe? An honest look at the real risks — de-pegging, reserves, regulation, smart contracts — and what makes one stablecoin safer than another.
Updated Read the guide →Stablecoin settlement vs SWIFT
Stablecoin settlement vs SWIFT compared — speed, cost, hours and reach. When on-chain dollar settlement beats correspondent banking, and when SWIFT still wins.
Updated Read the guide →The UK EMI licence, and how to verify one
What an FCA e-money authorisation permits, authorised vs small EMIs, why e-money carries no FSCS protection, and how to verify a firm on the FS Register.
Updated Read the guide →MiCA CASP authorisation, and how to verify one
How to check a MiCA CASP authorisation claim — the home-state authority, ESMA's register, the ten services, and why 'MiCA-compliant' is not a checkable status.
Updated Read the guide →What is FINTRAC?
What FINTRAC is, what it regulates, who must register with it, what it can fine, and what it will never do — like issue certificates or call you.
Updated Read the guide →The Circle Payments Network (CPN), explained
What Circle's CPN is, how CPN Managed Payments works, which participants Circle names publicly, and where KwiikPay stands — with sources to check.
Updated Read the guide →What is Fedwire?
What is Fedwire? The Fed's real-time, same-day, high-value US wire system explained — how it works, why it's irrevocable, and Fedwire vs ACH and SWIFT.
Updated Read the guide →What is ACH?
What is ACH? Learn how US Automated Clearing House batch payments work for direct deposit and debit, costs, timing, and how ACH compares to Fedwire and RTP.
Updated Read the guide →What is correspondent banking?
Correspondent banking explained: how nostro/vostro accounts move money across borders, why it is slow and costly, and how stablecoin settlement bypasses it.
Updated Read the guide →SWIFT alternatives for business
Compare SWIFT alternatives for business: local rails, fintech networks and stablecoin settlement. Honest pros and cons, plus when each option fits.
Updated Read the guide →UK payment rails: CHAPS vs Faster Payments vs BACS
Compare UK payment rails: CHAPS for high-value same-day, Faster Payments for instant transfers, and BACS for batch payroll. Learn when businesses use each.
Updated Read the guide →High-risk payment gateway: what licensed operators actually need
"High-risk" is a provider's risk appetite, not a verdict on your business. What licensed operators should actually look for — and what we do not do.
Updated Read the guide →Crypto payment gateway explained
A crypto payment gateway lets businesses accept and settle crypto and stablecoins, then convert to fiat. How it works, compliance needs, and how to choose.
Updated Read the guide →Forex payment gateway for brokers
How a forex payment gateway works for licensed brokers and CFD firms: multi-currency collection, fast settlement, FX and high-risk-aware compliance.
Updated Read the guide →iGaming payments for licensed operators
iGaming payments for licensed operators: fast multi-currency deposits and payouts, high-risk compliance with EDD, and settlement across 30+ corridors.
Updated Read the guide →Currencycloud alternative
Currencycloud alternative: compare KwiikPay vs Currencycloud on multi-currency accounts, FX, payouts and native stablecoin settlement across 30+ corridors.
Updated Read the guide →Nium alternative
Looking for a Nium alternative? KwiikPay combines stablecoins, IBANs, FX and payouts in one regulated stack — crypto-friendly, with EDD for higher-risk firms.
Updated Read the guide →Payoneer alternative
Looking for a Payoneer alternative? Compare KwiikPay's stablecoin settlement, wholesale FX, IBANs and compliant payouts for crypto-friendly B2B teams.
Updated Read the guide →Revolut Business alternative
Looking for a Revolut Business alternative? Compare KwiikPay's stablecoin settlement, multi-currency IBANs, wholesale FX and EDD for higher-risk businesses.
Updated Read the guide →Corpay Cross-Border Alternative: KwiikPay vs Corpay for Business FX
Corpay cross-border alternative: compare KwiikPay vs Corpay on business FX, multi-currency accounts, payout corridors, OTC and stablecoin settlement.
Updated Read the guide →Tazapay Alternative: KwiikPay vs Tazapay for Cross-Border Payments
Tazapay alternative: compare KwiikPay vs Tazapay on cross-border payments, multi-currency accounts, FX, payout corridors and stablecoin settlement.
Updated Read the guide →Buckzy Alternative: KwiikPay vs Buckzy Payments for Cross-Border
Buckzy alternative: compare KwiikPay vs Buckzy Payments on real-time cross-border payments, multi-currency accounts, FX and payout corridors.
Updated Read the guide →Convera Alternative: KwiikPay vs Convera for Business FX
Convera alternative: compare KwiikPay vs Convera on business FX, multi-currency accounts, cross-border payments, payout corridors and regulatory status.
Updated Read the guide →Mercury Alternative: KwiikPay vs Mercury for Business Accounts
Mercury alternative: compare KwiikPay vs Mercury for business accounts outside the US — multi-currency accounts, wholesale FX and cross-border payouts.
Updated Read the guide →Foreign Currency Accounts for Canadian Businesses: What to Look For
Foreign currency accounts for Canadian businesses: hold GBP, EUR and USD, convert at wholesale FX with the spread shown, and pay out across 30+ corridors.
Updated Read the guide →Multi-Currency Business Accounts: Hold GBP, EUR and USD
Multi-currency business accounts: hold GBP, EUR and USD, convert 40+ currencies at wholesale FX with the spread shown, pay out across 30+ corridors.
Updated Read the guide →Virtual IBANs, explained properly
What a virtual IBAN actually is, how a named vIBAN differs from a pooled reference, what to check before relying on one, and how KwiikPay issues them.
Updated Read the guide →