Move Money Globally
in Hours, Not Days with KwiikPay
Same-day settlement, multi-currency accounts, and real-time FX — built for businesses and individuals moving money internationally.
Global Payments Are Still Broken.
Every business that moves money internationally hits the same four walls.
Transfers take 2–5 days
Most banks still route international payments through SWIFT chains that were built in the 1970s. Your money sits in limbo while you wait.
Hidden FX fees add up fast
Banks typically charge 2–4% above the real exchange rate — buried in the spread. You only find out when you check the other end.
Too many intermediaries
Each correspondent bank in the chain takes a cut, adds delays, and creates a new point of failure. You have no visibility until it's over.
Zero transparency
You can't track where your money is, what rate was applied, or why it's taking this long. You're guessing until it lands.
One Platform for Global Payments, Treasury and Multi-Currency Accounts
KwiikPay routes your payments over modern digital infrastructure, so you get the speed, transparency and pricing that the old system was never designed to give you.
Multi-Currency Accounts for Businesses and Individuals
Multi-currency business accounts sit under every payment we make — so your treasury, your FX and your payouts run from one balance sheet view.
…and payout rails to move it.
Same-day corridors, transparent FX, stablecoin settlement where supported.Real Numbers. No Small Print.
Global Payment Infrastructure with Local Settlement
Send and receive globally without delays
Your payments arrive the same day in most corridors. No waiting, no chasing, no explaining to clients why the money hasn't landed.
Reduce FX costs with transparent pricing
You see the exact rate before you confirm. What you see is what gets applied. No margin hidden in the spread, no deductions at the other end.
Access GBP, EUR, USD accounts instantly
Get your own named IBAN in 40+ currencies. Receive payments like a local in every major market, without setting up a company there.
See multi-currency business accounts →Track every transaction in real time
Know exactly where your money is at every step. Live status updates, settlement confirmations, and a full audit trail — all in your dashboard.
Cross-Border Payment Solutions Built for Modern Businesses
Treasury without the banks
Multi-currency accounts, same-day payouts, and FX at real rates. Built for finance teams that move money at scale.
Send money home without the fees
Transparent rates, no hidden charges, and transfers that arrive the same day — not next week.
Embed global payments via API
A clean API, webhooks, and FX rails your team can build on. Embed settlement directly into your product.
Setup → Quote → Convert → Settle
Four steps. Most people complete their first transfer in under ten minutes.
Set up your account
Open an account, verify your identity and connect your bank. Timing depends on your profile and the checks required.
Get an instant quote
Enter the amount and destination. See the exact rate, fees, and arrival time — before you confirm anything.
Convert at a live rate
Lock in the rate you were quoted. We convert your funds in real time with no hidden adjustments.
Settle same day
Your money arrives the same day in most corridors. You get a confirmation the moment it lands.
Registered and Supervised in Canada.
We hold your money at regulated partner institutions, apart from KwiikPay's own money.
Payments, explained.
Guides to the rails, currencies and settlement methods behind cross-border money movement — written by the team that builds the infrastructure.
What is a stablecoin? Stablecoins explained
What a stablecoin is and means, how stablecoins hold their peg, the main types (USDC, USDT, EURC), the risks, and how businesses use them.
Read the guide → StablecoinsUSDT vs USDC: what's the difference, and which should a business use?
USDT vs USDC compared: issuers, reserves, transparency, regulation including MiCA, liquidity and networks, and which dollar stablecoin suits a business.
Read the guide → Payment railsWhat is a SWIFT payment? How SWIFT wire transfers work
SWIFT payments explained: how a SWIFT wire transfer works, what you need to make one, fees and OUR/SHA/BEN, how long it takes, SWIFT gpi and the alternatives.
Read the guide → How it worksStablecoin settlement for business
How B2B stablecoin payments work: how finance teams, banks and credit unions use stablecoins to settle across borders, costs versus SWIFT, and the risks.
Read the guide → InstitutionalWhat is a crypto OTC desk? How it works for institutions
A crypto OTC desk gives institutions one firm price for a block trade, off the order book. How RFQ works, settlement, risks, licensing and what to ask a desk.
Read the guide → AccountsHow multiple currency accounts work
A multiple currency account holds several currencies, such as GBP, EUR and USD. See how it works, what 'free' really means and how to compare providers.
Read the guide → AccountsWhat is a virtual IBAN (vIBAN)? Virtual IBANs explained
What a virtual IBAN (vIBAN) is, how a named vIBAN differs from a pooled reference, what to check before relying on one, and what KwiikPay's vIBANs cost.
Read the guide → ComparisonStablecoin settlement vs SWIFT: a comparison for interbank and business transfers
Stablecoin settlement vs SWIFT for interbank and business transfers: speed, cost, hours and reach compared, and when each settlement solution wins.
Read the guide →