KwiikPay
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Use case · Business payments

Business payments that
move at your speed.

Collect, hold and pay out in GBP, EUR, USD and stablecoins from named accounts in your own company name. Settle to suppliers, partners and staff across 190+ countries — in minutes, on regulated rails.

190+
Destination countries
100+
Payout currencies
Minutes
Typical settlement time
Named
Segregated vIBANs in your name
Pay anyone, anywhere

One account for every payment you make

Inbound collections, outbound payouts and conversion in a single regulated account — no patchwork of providers.

Payment typeCurrenciesDelivered viaSpeed
Supplier & vendor paymentsGBP · EUR · USDLocal rails · SWIFTSame day
Cross-border payouts100+ currenciesLocal bank · mobile moneyMinutes
Stablecoin settlementUSDC · EURC · USDTMulti-chain< 5 min
Contractor & partner payGBP · EUR · USDLocal bank transferSame day
Collections / inboundGBP · EUR · USDNamed vIBANReal time
What you get

Built for finance teams

Accounts

Named, segregated vIBANs

GBP, EUR and USD accounts issued in your company name — never pooled with other clients.

Control

Approvals & roles

Maker-checker approvals, role-based access and full audit trails on every payment.

Reconciliation

Clean books

Unique references, statements and exportable records that reconcile straight into your ledger.

FX

Wholesale rates

Convert at transparent rates with the spread shown before you confirm.

Batch

Bulk & scheduled

Upload or schedule batches of payouts to many beneficiaries in one flow.

Compliance

KYC & sanctions built in

Beneficiary checks, sanctions screening and monitoring handled inside the platform.

How it works

From funding to settlement

01

Fund your account

Receive into your named vIBAN or top up from your bank in GBP, EUR or USD.

02

Convert if needed

Hold balances or convert to the destination currency or stablecoin at a locked rate.

03

Pay out

Send single or batch payments to bank, mobile money or wallet — with approvals.

04

Reconcile

Track delivery via dashboard and webhooks, and export records for your ledger.

Treasury

Hold and steer balances across currencies

Pair business payments with multi-currency treasury — sweep, convert and forecast from one dashboard.

Open your first IBAN today.

Tier 2 onboarding takes one business day. No setup fees, no minimum balance, no surprises in the small print.