Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
One flat platform fee. Transparent per-corridor pricing. No spread games on FX, no minimum balance, no surprises in the small print.
Starter has no monthly minimum. You pay the FX margin on what you actually convert and nothing else, up to £50,000 of FX a month. There is no platform fee sitting on top, and no charge in a month where you move nothing.
Above that you move to Growth, which does carry a monthly minimum. It is a floor rather than a fee: everything you spend counts against it, and each month you pay whichever is greater — the minimum, or the fees your volume earned. Never both. So once your usage passes it, the minimum costs you nothing.
The cap is not a penalty for growing. Growth already costs less than Starter would at £50,000, which is exactly why the ladder moves you up there. The worked figures below show it.
No monthly minimum on Starter. You pay the FX margin on what you converted, and nothing else.
Starter caps here — and Growth already costs less than Starter would. Moving up saves you money rather than costing it.
Usage is above the £499 minimum, so you pay usage alone. The minimum costs you nothing.
If you're committed, we're committed.
At KwiikPay we put customers first. That is why Starter costs nothing a month, and why the minimum above it is a floor and not a fee — the more you move, the less it costs you.
Worked at the published margins — 1.00% over mid on Starter, 0.75% on Growth. The crossover moves with your plan, because a lower margin means more volume is needed to cover a higher minimum. Figures are illustrative arithmetic, not a quote.
Stablecoin transfers are priced through the FX margin, the same as any other currency. On-chain network fees are passed through at cost — we add nothing to them, and the amount is shown before you confirm.
These plans are built for regulated counterparties — authorised CASPs, payment institutions, electronic money institutions, and platforms whose own compliance function will run diligence on us before a rate is discussed. If that is you, the numbers above are straightforward: a monthly minimum and an FX margin, with supplier costs passed through and shown rather than recovered somewhere you cannot see.
We onboard firms incorporated in the European Economic Area, the United Kingdom, Gibraltar, Switzerland and Canada, where any authorisation their activity requires is current. Sectors we decline at any level of diligence are published in the risk appetite statement, so you can check before you quote yourself a plan rather than after.
We would rather tell you no in thirty seconds than after three weeks of due diligence — and so, we suspect, would you.
Still wondering something? Email pricing@kwiikpay.io — a real person responds within one business day.
SWIFT payments explained: what SWIFT is, how international transfers work, why they're slow and costly, what SWIFT gpi changed, and the modern alternatives.
Read the guide → ComparisonStablecoin settlement vs SWIFT compared — speed, cost, hours and reach. When on-chain dollar settlement beats correspondent banking, and when SWIFT still wins.
Read the guide → GuideCorrespondent banking explained: how nostro/vostro accounts move money across borders, why it is slow and costly, and how stablecoin settlement bypasses it.
Read the guide →