Use case · API payouts

Payouts at scale,
one API call.

Quote, create and track payouts to 190+ countries with a single REST API. Idempotent requests, signed webhooks and a full sandbox — embed cross-border payments into your product without building rails.

REST
JSON API with idempotency keys
Webhooks
Signed, retried delivery events
Sandbox
Full test environment
99.95%
Target API availability
Core endpoints

Everything you need to move money

A small, predictable surface area: quote a rate, create a payout, track it to delivery.

MethodEndpointPurpose
POST/v1/quotesLock an FX rate for a corridor and amount
POST/v1/payoutsCreate a payout against a quote and beneficiary
GET/v1/payouts/:idRetrieve payout status and timeline
POST/v1/beneficiariesCreate and validate a beneficiary
GET/v1/balancesRead multi-currency account balances
Built for engineers

Production-grade from day one

Reliability

Idempotent by design

Safe retries with idempotency keys — never double-pay on a network blip.

Events

Signed webhooks

Subscribe to payout lifecycle events with signature verification and automatic retries.

Speed

Quote-to-payout

Lock a rate, attach a beneficiary and execute — in one chained flow.

Testing

Full sandbox

Simulate corridors, delivery states and failures before you go live.

Batch

Bulk payouts

Submit thousands of payouts in one request and track each independently.

Security

Scoped keys & mTLS

Per-environment keys, IP allowlists and mutual TLS for sensitive endpoints.

Integration path

Live in four steps

01

Get keys

Request sandbox keys and explore the API reference and Postman collection.

02

Build & test

Quote, create and track payouts against simulated corridors and states.

03

Add webhooks

Subscribe to lifecycle events and verify signatures in your backend.

04

Go live

Swap to production keys after compliance review and start settling.

Developers

Read the full API reference

Authentication, endpoints, webhook payloads, SDKs and a sandbox — everything to integrate KwiikPay.

Open your first IBAN today.

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