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KwiikPay Personal

Multi Currency Account
for Personal Global Payments

Send money abroad at the live mid-market rate plus a transparent margin. Hold GBP, EUR, USD, USDC and EURC together in one account.

Mid-market FX rates·No setup fees
9:41·
Good evening, Sarah
£2,847.32
≈ €3,316.04 · $3,605.21
Your wallets
£
GBP
£2,847.32
€
EUR
€824.16
$
USDC
$912.50
Card payment
Café Lisboa · −€4.80
What you can do

One Multi Currency Account. Every Currency You Need.

Hold

Five currencies. One wallet.

GBP, EUR, USD, USDC, EURC — all in one account, no juggling apps.

Send

International transfers, fair prices.

The live mid-market rate plus a transparent margin from 1.00%. Banks typically charge 2–4% and hide it in the rate.

Stablecoin

Hold USDC and EURC natively.

Receive on-chain or convert from fiat in seconds.

Convert

Move between balances instantly.

Switch between your currencies at the live rate, with the margin shown before you confirm.
Send to anywhere

Manage Multiple Currencies from One Personal Account

From GBP, EUR, or USD into M-Pesa wallets, MTN MoMo, PIX, or a local bank account. Mid-market rate. Real delivery times, not "1–3 days".

Popular
🇳🇬
GBP → NGN
Nigeria
Local bankOPayPaystack
Delivers< 2 min
Popular
🇰🇪
GBP → KES
Kenya
M-PesaLocal bank
Delivers< 90 sec
🇬🇭
GBP → GHS
Ghana
MTN MoMoLocal bank
Delivers< 5 min
🇿🇦
GBP → ZAR
South Africa
Local bankPayShap
Delivers< 10 min
🇲🇽
GBP → MXN
Mexico
SPEILocal bank
Delivers< 5 min
Popular
🇧🇷
GBP → BRL
Brazil
PIX
Delivers< 30 sec

+ more corridors — see the full list, or ask if your destination isn't here yet.
Live mid-market

A Personal Multi Currency Account with Live FX Rates

Banks pad the rate by 2–4% — invisibly. We publish our margin instead of hiding it, show you the live mid-market price, and tell you the exact amount that lands before you confirm.

£
→ EUR
1,168.40
1 GBP = 1.1684
▼
→ USD
1,273.50
1 GBP = 1.2735
▼
→ USD
1,089.80
1 EUR = 1.0898
▼
→ USDC
1,273.50
1 GBP = 1.2735
▼
→ EURC
999.80
1 EUR = 0.9998
▼
From our customers

Open your first IBAN today.

Open a multi-currency account, subject to KYB, screening and our risk appetite.

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