Mid-market rates
The currency pairs with the most demand across our network, with their 30-day trend.
The macro backdrop
Central-bank and inflation context that drives currency moves. KwiikPay prices off live wholesale rates, so your cost tracks the market — not a stale card rate.
Settled from your USD account
Fourteen currencies, settled out of a single USD balance — so you hold one position rather than fourteen.
On-ramp & off-ramp reference
Fiat ⇄ stablecoin legs. USDC and USDT track USD; EURC tracks EUR — so these settle effectively at the underlying fiat rate.
| Corridor | Reference rate | 30-day |
|---|---|---|
| GBP → USDC | 1.3241 | ▼ 2.85% |
| GBP → USDT | 1.3241 | ▼ 2.85% |
| GBP → EURC | 1.1766 | ▲ 0.69% |
| EUR → USDC | 1.1253 | ▼ 3.51% |
| EUR → USDT | 1.1253 | ▼ 3.51% |
| EUR → EURC | ≈ 1.0000 | — |
| USD → USDC | ≈ 1.0000 | — |
| USD → USDT | ≈ 1.0000 | — |
| USD → EURC | 0.8887 | ▲ 3.51% |
| USDC → USD | ≈ 1.0000 | — |
| USDC → GBP | 0.7552 | ▲ 2.85% |
| USDC → EUR | 0.8887 | ▲ 3.51% |
| USDT → USD | ≈ 1.0000 | — |
| USDT → GBP | 0.7552 | ▲ 2.85% |
| EURC → EUR | ≈ 1.0000 | — |
Rates updated 5 Oct 2026. Mid-market (interbank) reference rates sourced from Alpha Vantage, shown for information only — they are not an offer or a quote. Your KwiikPay rate is the mid-market rate plus one transparent spread, disclosed in full before you confirm any conversion.