Mid-market (interbank) rate, updated 3 Jul 2026. Indicative only — not a quote. Your KwiikPay rate is the mid-market rate plus one transparent spread, shown in full before you confirm. Source: Alpha Vantage.
A cleaner way to move USDC into USD
Skip the bank-plus-exchange shuffle. Pay in USDC on-chain, convert at a wholesale rate, and receive USD in a named vIBAN — all in one regulated flow.
Wholesale FX, transparent spread
See the exact USD you'll receive before you confirm. One spread, no hidden margin.
Same-day settlement
USDC in, USD out the same business day on most routes.
Named multi-currency vIBANs
USD held in a named USD vIBAN in your company name.
Pay out in 190+ countries
Once converted, send USD onward across our corridor network from the same balance.
Regulated & safeguarded
KYB onboarding, sanctions screening and segregated client funds — fully auditable.
Automate it
Trigger USDC→USD conversions and payouts over one REST API with signed webhooks.
How USDC → USD works
Four steps, same day
Open your account
Complete KYB once and get named vIBANs in your company name.
Fund in USDC
Send USDC from your wallet on Ethereum.
Lock the rate
Convert USDC→USD at a wholesale rate with the spread shown up front.
Receive USD in your vIBAN
USD lands in your named vIBAN — hold it or pay out across 190+ countries.
