Financial products your users need, without the licence
Compose the building blocks you want — KwiikPay holds the rails, compliance and partner integrations behind a single interface.
Multi-currency vIBANs
Issue named, segregated virtual IBANs in your customers’ names for GBP, EUR and USD collection.
Wholesale conversion
Embed live FX across majors and stablecoin legs, with a spread you set per corridor.
USDC / USDT / EURC
Settle and pay out in stablecoins where your counterparties need them.
Cross-border payouts
Send to local rails and bank accounts across major corridors from one balance.
KYB & screening built in
Onboarding, sanctions and Travel Rule handled on regulated infrastructure.
One reconciled ledger
Every account, conversion and payout on a single ledger with signed webhooks.
Banking-as-a-service, engineered for builders
Live in days, not quarters
Idempotency keys, signed webhooks and sandbox parity mean production in days.
Your name on the rails
White-label accounts and flows so your customers stay in your product.
Set your own spread
Earn on FX and fees per corridor; tiered wholesale pricing as you scale.
Fiat and stablecoin
One integration spans bank rails and on-chain settlement.
EU VASP + Canadian MSB
Build on licensed infrastructure with compliance handled.
Engineering-led
Direct access to the team that builds the rails.
Integrate once, ship financial products
Get keys
Request sandbox keys and explore the REST API and webhooks for free.
Onboard your users
Create accounts and run KYB/KYC through the API on regulated rails.
Compose products
Issue vIBANs, quote FX, hold stablecoins and trigger payouts.
Go live
Flip to production, settle into named accounts, reconcile via one ledger.